As I posted yesterday, Jeff and I are credit card free!!!!!! Yes, we have zero credit card debt as of this week. Yeah! (Jumping up and down doing the happy dance, and believe me you are glad that this is a blog and there is no video!) But quite frankly, the war is not won yet. This is just one more step in our commitment to become totally debt free.
Next we tackle the parent plus college loans and at the same time commit to paying the last two years of Anna's college without any additional loans. Yikes! As young parents, Jeff and I had made no plans on how we would help our kids financially through college, after all, that was years away and we had plenty of time. Well, we are here to tell you those years disappear without a trace and you are faced with how to pay for higher education when you wake up from the fog of raising teenagers.
We have not been total financial dummies, after all, we do have retirement planned for, it was the in-between years that fell off our radar. But those college bills are not standing in our way for long and with a little dedication, they too will disappear and we can proceed with the happy dance once again. I do have to say, I felt a bit of anxiety when thinking about cutting up those credit cards and that first cut really made me sweat, but once I got started, the scissors were flying and the relief was awesome. Just to make sure that these debts will not be forgotten and the stress that is related to them, I decided to put them there right in front of us every day. Yes, instead of the pretty marbles that usually surround my candles, I thought this credit card confetti makes a nice reminder! Debt freedom here we come!
so awesome!! good for you guys!!
as for my husband and i, being young, i am proud to say we don't have any credit cards, what so ever!! so that is VERY nice, and we agree not to start!!
good luck with the loans!
Posted by: brandi | June 12, 2010 at 11:54 AM
Love it Judy!! I love that so many people are seeking the debt-free lifestyle - I believe it is what God intended for us!! Jeff and I are on our way - slow and steady wins the race right? We have a long road ahead of us (gotta love chiro school loans & no chiro degree) but I know we can do it!! Thanks for sharing!
Posted by: Chelsea | June 13, 2010 at 11:08 PM